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At The
Florida Annuity Store, we guarantee...."Every
morning when you wake up, you're worth more than you were the night
before."
"JUST
FOR SENIORS" LIFE 2000
SINGLE
PREMIUM LIFE INSURANCE FOR QUALIFYING INDIVIDUALS PLANNING TO PASS DOLLARS
TO THEIR LOVED ONES IN A TAX-EFFICIENT MANNER
- TAX
ADVANTAGES:
Under current tax laws, "Just for Seniors"
Life 2000 protects your money from state and federal income
taxes:
 Your
beneficiaries will receive a death benefit without losing any of it
to income taxes. If your death benefit is $10,000, then all $10,000
goes to your beneficiary. No Dollars are lost to state or federal
income taxes.
Your
current assets (annuities, certificates of deposit, savings accounts,
etc.) may be transferred into a "Just for Seniors"
Life 2000 certificate to eliminate future state and federal income taxes
for your loved ones.
Why should
you be concerned about state and federal income taxes?
If you are planning to leave money to your children or other loved ones,
consider their tax brackets. Federal income taxes alone can be as high
as 39.6%. However, if they receive your money as a life insurance death
benefit it will not be subject to state or federal income taxes. "Just
for Seniors" Life 2000 is a tax-efficient plan to preserve
the money you set aside for your loved ones.
- GUARANTEES:
"Just for Seniors" Life 2000 guarantees you
will always have a death benefit without paying additional premium.
Unlike some types of insurance plans, "Just for Seniors"
Life 2000 guarantees your insurance will not "run out" or
require additional premium once you reach a certain age. The initial
interest rate on your deposit is guaranteed for one year and future
rates are guaranteed never to be less than 4%.
- DEATH
BENEFIT: Upon death, the full death benefit (less any
outstanding loans) will be paid directly to your beneficiary, avoiding
the costs, delays and publicity of probate.
- PREMIUM:
"Just for Seniors" Life 2000 requires a minimum
single premium deposit of $2,500.
- ISSUE
AGES: "Just for Seniors"
Life 2000 is available to individuals ages 35 through 85.
- GROWTH:
"Just for Seniors" Life 2000 provides cash
value growth with maximum safety. The current initial accumulation rate
is 6.70%, which includes a 1% first-year Membership Bonus.
- ADDITIONAL
FEATURES:
 No
Surrender Charges
Age-Advantaged
Underwriting
One
Underwriting Class
Certificate
Loans
The Florida Annuity
Store "Just for Seniors" Life 2000 qualifies
as Modified Endowment Life Insurance. We recommend that you consult
your tax advisor regarding individual tax consequences.
RETURN
TO THE FLORIDA ANNUITY STORE
Contact TOM
SEAMON Today!
or call (561) 373-2777
for the right Annuity Package for you!
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